Thursday, November 11, 2010

The Money in Life

In life, we need a constant reminder of what are we actually doing day in day out. Sometimes we easily had forgotten about our objective, determination and what we passionately set out to do in the beginning. The passion is no longer burning, the urgency is lost, the determination is weaken, and we live day in day out without remembering what we set out to do in the beginning. We slacked. We need to be reminded. Perhaps we still know what we need to do, but we forgotten the feeling and emotion which prompt us to do it in the first place. We lost the emotional part of it, leaving us with logic which might not be very inspiring.

There are probably 2 groups of poor people: 1 group which are very determined to make a better living, and another which accepted the fact that they shall remain poor forever.

For middle class, most will subconsciously choose to remain a middle class due to comfortable living with less motivation to strive for a better livelihood. Middle class don’t face hunger or living without the roof; we might have overspend in shopping, with less money for travel, or cursing about money lost in stock market, theft, accident or pure stupidity. We get a bit troubled by minor financial stress at times, but still worry about some major catastrophe which might strike us or our family member. Generally, we are still living pretty comfortable most of the time, though our financial security might not be guaranteed (but only a small group of paranoid will worry about this).

What is our reaction when we lost our money? We can accept it as fate or luck, and just forget about it. Or do we become more determined and motivated to make tons of it so that it doesn't bother us anymore (I am the latter).

I am one of the paranoid, which worry about major catastrophe which might happens, and get upset by minor financial lost a long the way. The thing is, I don’t want to get upset due to minor financial lost, and I don’t want to spend my entire life making money. I get worry about the health risk of my parents, and my wife’s parents, and probably my children if I have one or two. I get upset due to money lost from theft and accident, having to spend countless hours just to get a better bargain, and not be able to do things spontaneously due to financial consideration.

Most people would accept these as the norm, the norm of middle class where everyone faces the same problem. If the middle class is to make a change, how? It’s too risky to quit the job, and it is either too stressful to start something part-time or there is no time to spare. The solution seems too complicated that most of us don’t bother to give much thought to it. We accepted the fact that we are normal and its okay since most people around us live in the same condition as us (except a few rich or poor dude which we don’t know really well). In fact, we felt that we are much better off than most people. It’s too difficult to have a breakthrough, to up one notch; why bother. Can all of us to rich? Why not. But not all us are determined to be rich, and most of us are satisfied with the current.

In comparison, there are always many more who are worse than us, and many more who are better than us. Each of us has a different kind of worry, and a different objective. Perhaps deep down I hope that people will be like me or have the same kind of thoughts with me. Just like not everyone like hiking, perhaps it’s unrealistic and futile to expect others to understand or agree with my way of life. Rather than worrying too much about others, perhaps I should focus on the things which I have control of, which is myself. I guess we all subconsciously hope to have more comrades and more people of the same kind, where we hope to assimilate others into our world. Everyone chooses their own way of life, either we agree with them or not. Not everyone wants to get married, and not everyone wanted to start a business.

It’s true that there are more meanings in life besides money, but we can’t deny that money affect a large part of our life as well (we do live in a material world). If I can solve 50% person of life’s problem, why not. Perhaps this is the easiest part to solve, while others are either too subjective or out of our grasp.

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